Quiz 2025 IAPP CIPP-US–Efficient New Study Materials

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IAPP CIPP-US Exam is an essential component for anyone who works in the field of data privacy. Whether you are a privacy consultant, an attorney, or an internal privacy team member, the CIPP-US Certification is a valuable credential that will improve your professional credibility and effectiveness.

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The IAPP CIPP-US exam covers a broad range of topics related to U.S. privacy laws and regulations, including the Federal Trade Commission (FTC) Act, the Children's Online Privacy Protection Act (COPPA), the Health Insurance Portability and Accountability Act (HIPAA), and the Gramm-Leach-Bliley Act (GLBA). CIPP-US Exam also covers topics such as data breach notification laws, privacy policies and notices, and the General Data Protection Regulation (GDPR).

IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q20-Q25):

NEW QUESTION # 20
A company based in United States receives information about its UK subsidiary's employees in connection with the centralized HR service it provides.
How can the UK company ensure an adequate level of data protection that would allow the restricted data transfer to continue?

A. By submitting to the ICO a new application for the UK BCRs using the UK BCR application forms, as their existing authorized EU BCRs are not recognized.
B. By allowing each employee the option to opt-out to the restricted transfer, as it is necessary to send their names in order to book the sales bonuses.
C. By revising the contract with the United States parent company incorporating EU SCCs, as it continues to be valid for restricted transfers under the UK regime.
D. By signing up to an approved code of conduct under UK GDPR to demonstrate compliance with its requirements, both for the parent and the subsidiary companies.

Answer: A

Explanation:
SCCs are for transfers between third parties. BCRs are for intragroup transfers. Post Brexit, company's need to separately obtain approval with the UK ICO for their UK BCRs. "Holders of EU Binding Corporate Rules (EU BCRs) are now required to take action to continue relying on them as an appropriate safeguard for international data."

NEW QUESTION # 21
Acme Student Loan Company has developed an artificial intelligence algorithm that determines whether an individual is likely to pay their bill or default. A person who is determined by the algorithm to be more likely to default will receive frequent payment reminder calls, while those who are less likely to default will not receive payment reminders.
Which of the following most accurately reflects the privacy concerns with Acme Student Loan Company using artificial intelligence in this manner?

A. If the algorithm uses information about protected classes to make automated decisions, Acme must ensure that the algorithm does not have a disparate impact on protected classes in the output.
B. If the algorithm uses risk factors that impact the automatic decision engine. Acme must ensure that the algorithm does not have a disparate impact on protected classes in the output.
C. If the algorithm makes automated decisions based on risk factors and public information, Acme need not determine if the algorithm has a disparate impact on protected classes.
D. If the algorithm's methodology is disclosed to consumers, then it is acceptable for Acme to have a disparate impact on protected classes.

Answer: A

Explanation:
The correct answer is D. If the algorithm uses information about protected classes to make automated decisions, Acme must ensure that the algorithm does not have a disparate impact on protected classes in the output. The Fair Credit Reporting Act (FCRA) protects consumers from unfair, inaccurate, and discriminatory treatment by creditors and other businesses that use credit reports. The FCRA prohibits creditors from using information about protected classes, such as race, color, religion, national origin, sex, marital status, age, or because they receive income from a public assistance program, to make decisions about credit. In the case of Acme Student Loan Company, the algorithm is using information about protected classes to make automated decisions about whether to send payment reminder calls. This could have a disparateimpact on protected classes, such as people of color or people with low incomes. For example, people of color may be more likely to be identified as being at risk of default, even if they are just as likely to repay their loans as people of other races. Acme Student Loan Company must ensure that the algorithm does not have a disparate impact on protected classes. This could be done by using a variety of methods, such as:
* Testing the algorithm for accuracy, fairness, and bias before and after deployment
* Providing consumers with notice and consent options for the use of their data
* Allowing consumers to access, correct, or delete their data
* Implementing accountability and oversight mechanisms for the algorithm
* Ensuring compliance with applicable laws and regulations
References: https://economictimes.indiatimes.com/news/how-to/ai-and-privacy-the-privacy-concerns-surroundin
https://pupuweb.com/iapp-cipp-us-qa-privacy-concerns-acme-student-loan-company-artificial-intelligence/

NEW QUESTION # 22
Which federal act does NOT contain provisions for preempting stricter state laws?

A. The CAN-SPAM Act
B. The Children's Online Privacy Protection Act (COPPA)
C. The Fair and Accurate Credit Transactions Act (FACTA)
D. The Telemarketing Consumer Protection and Fraud Prevention Act

Answer: D

Explanation:
The federal act that does NOT contain provisions for preempting stricter state laws is the Telemarketing Consumer Protection and Fraud Prevention Act1. This act authorizes the Federal Trade Commission (FTC) to establish and enforce rules for telemarketing practices, such as the Do Not Call Registry, the prohibition of robocalls, and the disclosure of material information2. However, the act also explicitly states that it does not
"annul, alter, or affect, or exempt any person subject to the provisions of this section from complying with, the laws of any State with respect to telemarketing practices, except to the extent that those laws are inconsistent with any provision of this section, and then only to the extent of the inconsistency"1. This means that states can enact and enforce their own laws regarding telemarketing, as long as they are not less protective than the federal law. In contrast, the other three acts listed in the question do contain preemption clauses that limit or override the authority of states to regulate certain aspects of electronic communications, online privacy, and credit transactions345. References: 1: Telemarketing Consumer Protection and Fraud Prevention Act2: Telemarketing Sales Rule | Federal Trade Commission3: CAN-SPAM Act: A Compliance Guide for Business4: Children's Online Privacy Protection Rule ("COPPA") | Federal Trade Commission5: Fair and Accurate Credit Transactions Act of 2003 - Wikipedia : IAPP CIPP/US Certified Information Privacy Professional Study Guide, Chapter 5: Federal Trade Commission and Consumer Privacy, p. 144-145, 149-150,
154-155

NEW QUESTION # 23
Federal laws establish which of the following requirements for collecting personal information of minors under the age of 13?

A. Affirmative consent from a minor's parent or guardian before collecting the minor's personal information online.
B. Implied consent from a minor's parent or guardian before collecting a minor's personal information online, such as when they permit the minor to use the internet.
C. Implied consent from a minor's parent or guardian, or affirmative consent from the minor.
D. Affirmative consent of a parent or guardian before collecting personal information of a minor offline (e.
g., in person), which also satisfies any requirements for online consent.

Answer: A

Explanation:
The Children's Online Privacy Protection Act (COPPA) is a federal law that regulates the online collection and use of personal information from children under 13 years of age. COPPA requires operators of websites or online services that are directed to children, or that knowingly collect personal information from children, to obtain verifiable parental consent before collecting, using, or disclosing such information. Verifiable parental consent means any reasonable effort (taking into consideration available technology) to ensure that before personal information is collected from a child, the child's parent receives notice of the operator's information practices and consents to those practices. COPPA also imposes other obligations on operators, such as providing parents with access to their children's information, maintaining reasonable security measures, and limiting data retention. References: COPPA, IAPP CIPP/US Study Guide, Chapter 2, Section
2.3.1

NEW QUESTION # 24
The CFO of a pharmaceutical company is duped by a phishing email and discloses many of the company's employee personnel files to an online predator. The files include employee contact information, job applications, performance reviews, discipline records, and job descriptions.
Which of the following state laws would be an affected employee's best recourse against the employer?

A. The state data destruction statute.
B. The state social security number confidentiality statute.
C. The state personnel record review statute.
D. The state UDAP statute.

Answer: D

Explanation:
The state UDAP statute, which stands for Unfair and Deceptive Acts and Practices, is a law that protects consumers from unfair or deceptive business practices. In this case, the employer's failure to protect the employee's personal information from a phishing attack could be considered an unfair or deceptive act or practice that harmed the employee. The employee could sue the employer under the state UDAP statute for damages, injunctive relief, or other remedies. The other options are not relevant to this scenario, as they deal with different aspects of data protection, such as confidentiality, access, or destruction of personal information. References:
* [IAPP CIPP/US Study Guide], Chapter 8, Section 8.3.1, page 227
* IAPP CIPP/US Practice Questions, Question 153, page 13

NEW QUESTION # 25
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Quiz 2025 IAPP CIPP-US–Efficient New Study Materials

PassLeader CIPP-US Practice Materials: Certified Information Privacy Professional/United States (CIPP/US) are a wise choice - DumpsFree

IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q20-Q25):

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